A simpler way to run your Ajo business

Your Ajo business, your way. Just better organised.

Manage your groups, track contributions and organise payouts with a system built around how you already work. Your money stays in your account, your decisions remain yours, and Turnpot helps keep everything organised.

Simple to use. Built around your business. Always in your control.

Amaka Savings Services

Rotating savings operator dashboard

Active cycle: November 2026Operating

Active groups

4 groups

48 participating members

Total collected

₦4,850,000

Direct to your bank account

Outstanding balance

₦350,000

3 members pending this week

Upcoming payout

₦1,200,000

Next: Alhaja Basirat (Friday)

Recent Collections RecordedUpdated today
BA

Bola Adeyemi

Market Traders Group · Bank transfer

₦50,000

Confirmed
CO

Chidi Obi

Main Street Circle · Bank transfer

₦100,000

Confirmed
FB

Fatimah Bello

Market Traders Group · Cash

₦50,000

Confirmed
The Turnpot difference

Your business. Your money. Your way.

We bring the system. You stay in control.

Turnpot is built around how you already run your Ajo business. You do not need to change how you collect contributions, where you keep your money or how you work with your members.

Your money stays with you

Members pay directly into your bank account or through your existing payment methods. Turnpot does not hold your contributions or take custody of your money. We simply help you record and manage what you receive.

You make the decisions

You decide your contribution amounts, schedules, payout order and how your business operates. Turnpot helps you stay organised without taking control away from you.

Built around what you know

Keep doing Ajo the way you are familiar with. We provide the tools to organise your records, track payments and manage your members without making things complicated.

We do not change how you run your Ajo. We make it easier to manage.

No custody. No wallets. No disruption to your direct bank deposits.

Sound familiar?

Running an Ajo business comes with enough responsibilities already.

You have members to manage, contributions to track and payouts to organise. Your records should not make the work harder.

Keeping track of payments

Members pay at different times and sometimes in bits. Remembering who has paid and who still owes can quickly become confusing.

Following up with members

There is always someone to remind about a contribution, confirm a payment with or update about an upcoming payout.

Managing multiple groups

Different members, contribution amounts, schedules and payout dates make it difficult to keep everything organised.

Knowing where your business stands

When your records are scattered, finding out how much you have collected, what is outstanding or how a group performed takes too much effort.

Turnpot brings your records and daily operations together in one place.

Everything in one place

Everything you need to manage your Ajo business.

From creating your first group to keeping track of completed payouts, Turnpot gives you a clearer way to manage your day to day operations.

Manage your groups

Create and manage multiple Ajo groups, set contribution amounts, choose schedules and organise members.

Keep member records

Store member details, track their participation and access their contribution history without searching through old conversations.

Record payments

Record full or partial payments, track outstanding balances and maintain a clear history of every transaction.

Organise payouts

Set payout orders, arrange members and track who is scheduled to receive their turn and when.

Invoices and receipts

Generate invoices for contribution obligations and receipts for payments you have actually recorded.

Understand your business

View collection summaries, outstanding balances, expenses and reports that help you understand your business performance.

Getting started is simple

From scattered records to organised operations.

You do not need to change the way your Ajo business works. Just make managing it easier.

01

Create your account

Set up your Turnpot account and add your business details.

02

Create your groups

Add your members, set contribution amounts, choose how often they contribute and arrange the payout order.

03

Record contributions

As members pay you, record their payments. Turnpot keeps track of what has been paid and what remains outstanding.

04

Manage payouts and stay informed

Know who is next to receive their payout, keep track of completed payouts and review your group progress.

See what better organised looks like

Less time checking records. More time running your business.

Real screens designed specifically for rotating contributions. Clean, simple and built for day to day convenience.

Business Overview

Summary of all active groups and cycles

Direct Bank Settlement

Active groups

4

Weekly and monthly cycles

Contributions collected

₦4,850,000

45 payments confirmed

Outstanding contributions

₦350,000

3 members pending

Next scheduled payout

₦1,200,000

Alhaja Basirat · Friday

Your records matter

Know what came in, what went out and what is still outstanding.

When you are managing other people contributions, accurate records matter. Every recorded transaction has a history, helping you keep your records organised and accountable.

Contributions received from members
Payments recorded in full or in parts
Outstanding contribution balances by member
Scheduled payouts and payout dates
Payouts actually completed with payment methods
Your business own income and operating expenses

Trust and money safety

Turnpot is not a bank, wallet or payment processor. Your members continue paying you directly through your existing payment methods. Your money stays in your own account.

Turnpot records and organises what you confirm. We never touch customer funds or deduct automatic fees from your members payouts.
Made for the way you work

Whether you manage one group or several, Turnpot helps you stay on top of things.

Independent Alajos

Manage your members, daily collections and payouts without relying on notebooks and memory.

Ajo organisers

Keep multiple groups organised with separate schedules, members and payment records.

Growing contribution businesses

Build better records, understand your business performance and manage more members without making your operations unnecessarily complicated.

Stay connected with your members

Keep members informed without doing everything manually.

Make member communication easier with organised reminders and payment updates. Keep your contribution circles transparent and trusted.

Payment reminders

Notify members when a contribution cycle is approaching.

Overdue contribution reminders

Send friendly follow ups to members with pending balances.

Payment confirmations

Acknowledge recorded contributions so members know their payment was received.

Upcoming payout notifications

Let members know when their turn to collect is scheduled.

Group updates

Keep all members on the same page as cycles progress.

Official WhatsApp Integration

Built-in · Zero API Setup Required

No Meta Developer Account Needed: Turnpot centrally owns and handles the official Meta WhatsApp integration for you. You don't need to generate API keys, configure webhooks, or manage Meta developer portals. Everything works out of the box.

Messages and reminders are delivered directly from Turnpot's verified official WhatsApp Business number, displaying your business name and branding clearly so members always recognize and trust your notifications.

Sample Member Reminder
Hello Bola, this is a reminder from Amaka Thrift Ventures that your contribution of ₦10,000 for Market Women Circle is due tomorrow.
💳 I've made my payment

Interactive quick-reply buttons let members notify you when they pay without leaving WhatsApp.

Take Turnpot with you

Your business, right on your phone.

Install Turnpot directly on your Android phone or iPhone for fast one-tap access. No app store account or large download required.

Works directly in your mobile browser. Free and easy to set up.

Android Phone (Chrome, Samsung Internet, Edge) iPhone & iPad (Safari & Mobile Browsers)
Transparent pricing

Predictable plans designed to scale with your groups.

Zero percentage fees on member contributions. You collect your money directly; Turnpot provides the tools to run it.

Starter

Essential tools for small Ajo operators and personal circles.

₦5,000/mo

Plan includes:

  • Up to 2 active contribution groups
  • Up to 30 members per group
  • 100 automated WhatsApp messages/mo
  • 1 automated reminder per contribution
  • Member statements & payment receipts
  • Offline-capable mobile web app
Most Popular

Growth

For growing operators expanding to multiple active groups.

₦10,000/mo

Plan includes:

  • Up to 5 active contribution groups
  • Up to 100 members per group
  • 300 automated WhatsApp messages/mo
  • 2 automated reminders per contribution
  • Interactive WhatsApp payment reports
  • Cycle intelligence & financial reports

Business

Full-scale business operations for professional thrift managers.

₦20,000/mo

Plan includes:

  • Up to 15 active contribution groups
  • Up to 250 members per group
  • 800 automated WhatsApp messages/mo
  • 3 automated reminders per contribution
  • Public claim links & digital onboarding
  • Priority WhatsApp message delivery

Enterprise

Custom scale, tailored capacity, and dedicated operational support.

Custom

Plan includes:

  • Unlimited active groups & members
  • Custom WhatsApp message volumes
  • Multi-staff & organization roles
  • Dedicated account manager
  • Bespoke SLAs & priority support

Non-Custodial Guarantee: Turnpot never holds or deducts from customer contributions. 100% of member funds go directly to your personal business account.

Frequently asked questions

Everything you need to know about Turnpot.

Have questions about how Turnpot works? Here are answers to the most common questions from Alajos.

Give your Ajo business the organisation it deserves.

Your members deserve clear records. Your business deserves better organisation. And you deserve a simpler way to manage it all. Get started with Turnpot today.

Your business stays yours. We just make managing it easier.